Buying your first home is an exciting period for any prospective first-time home buyer. However, very often the mortgage process is the least exciting part of the journey! We recognize this fact and work hard towards making the mortgage process as easy and painless as possible for first time home buyers. Since most first time home buyers do not know what to expect during the mortgage process, we start by giving all of our clients our exclusive “A Sleep Easy Guide to the Mortgage Process.” This essential guide is filled with valuable tips and helps get you prepared for the formidable mortgage process ahead.

Additionally, we educate our first-time home buyers on the vast number of government incentives and programs available to them. These include:

• Low down payment program (as low as 5%)
• First-time Home Buyers’ Tax Credit
• First-time Home Buyer Incentive
• RRSP Home Buyers’ Plan (HBP)
• Land transfer tax rebates
• HST new housing rebate

Part of our commitment to first time home buyers is to ensure they are making the correct decisions on their way to their Sleep Easy Mortgage. Since first time home buyers are generally more sensitive to changes in the real estate market or unexpected expenses, we take the time to inform first time home buyers on any potential implications of their mortgage from their chosen down payment amount, mortgage amortization period, payment schedule, and mortgage options such as portability. Before starting your journey, we encourage you to check out our blog post on 5 Tips to a Sleep Easy Mortgage.

We invite you to contact us or schedule a complimentary consultation with a Sleep Easy Financial Mortgage Solutionist to start your Sleep Easy Mortgage journey today!

Sleep Easy Financial has access to 90+ mortgage lenders including the big banks. We beat the banks’ mortgages and our services are at no cost to you as we get paid by the lenders. Whether it's for your next home purchase, mortgage renewal or refinance, our licensed mortgage professionals are committed to getting you your lowest rate so you save as much money as possible. We help you at every stage of the journey and are with you for the life of your mortgage. Be mortgage savvy and let us shop your next mortgage for you. Contact us or schedule your complimentary consultation today.

Offering Mortgage Services to clients across Cooksville, Malton, Mississauga, Brampton, Etobicoke, Scarborough, East York, North York, Toronto, Hamilton, Milton, Markham, Woodbridge, Vaughan, Ajax, Pickering, Kitchener, Richmond Hill, Whitby, Oshawa, Guelph, and the surrounding areas.